Cashflow Game Review

This Cashflow game review looks at Robert Kiyosaki's
wealth-teaching game Cashflow 101 and its suitability for families.
Do we recommend it? Continue reading to find out!

Photo for Cashflow game reviewCashflow® has become one of our favourite games over the last week or two since we borrowed it from some friends. In fact our two daughters (aged 12 and 10) love to play it so much that they get it out and play it for hours at a time. They have so much fun that they don't realise that they are actually learning something.

Yes, that's right! This is an educational game that is really fun to play! Robert Kiyosaki invented the game for "people who want out of the rat race ... and are tired of the rats winning". It is an excellent introduction to the basic principles of financial freedom and wealth, made for people who want to "raise your financial I.Q. quickly and easily", without wading through boring economic text books or listening to tedious seminars. Although it does not profess to raise you to the level of an expert, it provides a solid foundation and sets the stage for understanding the concepts of sound financial investments.

Photo of children playing CashflowEach player is given a certain profession, such as secretary, doctor or mechanic. Although their monthly incomes vary enormously, their expenses are also vastly different so that there is no advantage to any particular profession. This is an important concept - "anyone can become rich and financially free even on a small salary", as the author says. As the game proceeds, players (you can play by yourself although it is more fun with up to 6 players) aim to increase their passive income and/or reduce their expenses until they become financially independent; they no longer need to earn a salary to pay for their lifestyle.


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Photo of game board for Cashflow game reviewThe game is not without its faults. To make it easy to understand the concepts, it is sometimes over-simplistic and occasionally gives you information that you would not possess in real life. For example, shares and houses are given a price range for buying and selling so that you can buy when the price is down and sell when it is up. In reality, these are factors you will not be able to know. Buying and selling does not include fees and charges as separate items (they are lumped together as a total financial sum), and unfortunately they are significant costs in real life.

Photo of game contents for Cashflow game reviewOverall, these are minor niggles in an otherwise excellent game, as long as you are aware of them before applying the principles to your own circumstances. As the author warns, "People have gotten so excited playing this game that they have gone out and made foolish decisions. This game teaches the foundations of wealth. We recommend further education as well as always seeking competent advice before making any financial decisions."

What is the conclusion to this Cashflow game review? Do we recommend this game? Absolutely! It is a relatively expensive game but the fact that it is educational as well as fun makes it a great investment. We were so impressed that we are now buying our own copy of the game!

Cashflow® is available through many retailers including Amazon.

Other variations of the game include Cashflow® For Kids (for children aged 6 and older, although we found our ten year old understood the standard version quite well) and an on-line version. There is also an expansion add-on game (Cashflow® 202) that teaches you the advanced business and investing techniques used by technical investors by adding volatility to the game. It teaches the advanced investment techniques of "short-selling stock", "put-options", "call-options", "straddles" and real estate exchanges. Stayed tuned for an update to this Cashflow game review as we investigate "Cashflow® 202" in the future.

Photo of Cashflow game box
Cashflow® 101
Photo of Cashflow for Kids
Cashflow® for Kids
Photo of Cashflow 202
Cashflow® 202

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